In Our Best Interest: Women, Financial Literacy and Credit Card Behavior

Prepared by the FINRA Investor Education Foundation, this study finds that women with low levels of financial literacy were more likely to engage in costly credit card behaviors than men with low financial literacy. The findings suggest that increasing financial literacy can improve credit card management and reduce or eliminate gender-based differences in credit card behavior (released April 2012). The study is based on data from the 2009 National Financial Capability Study.
URL: 
http://www.finrafoundation.org/web/groups/foundation/@foundation/documents/foundation/p125971.pdf